New Jeevan Arogya Health Plan ( Plan No.903)

LIC Jeevan Arogya (Health Insurance Plan)

LIC Jeevan Arogya (Table 903) is a non-linked Health Insurance Policy which helps individuals to cope up with the rising medical costs. In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law. It is a comprehensive health insurance policy for the entire family.

Features of LIC Jeevan Arogya :

•   One health insurance policy that covers self, spouse, children, parents and parents-in-law •   Provides Hospitalisation Cash benefit (HCB) and Major Surgical Benefit (MSB) •   Provides benefit payout irrespective of actual medical cost incurred •   Cover can be extended to new members of the family in case of marriage and childbirth •   Quick Cash Facility is available on hospitalisation instead of waiting to make a claim for the benefit after discharge

LIC Jeevan Arogya Eligibility Conditions :

Minimum Maximum Daily Hospitalisation Cash Benefit (in Rs.) 1000/day 4000/day Major Surgical Benefit (in Rs.) 1,00,000 4,00,000 Entry Age of Self/Spouse 18 65 Entry Age of Parents (in years) 18 75 Entry Age of Children 91 days 17 Age at Maturity - 80 Payment modes Yearly, Half-yearly, Quarterly and SSS

Exclusions of LIC Jeevan Arogya :

•   Routine check-ups and Non-allopathic treatments •   Pregnancy or child-birth related conditions •   Epidemic diseases or conditions (classified by Central or State Government) •   Abuse of drugs, alcohol or intoxicants •   Participation in dangerous sports like racing, scuba diving, bungee jumping •   Sexually transmitted diseases like HIV / AIDS •   Any act of war, invasion of foreign enemy, naval or military operations etc